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At Walworth State Bank, we understand that each of our customers has different checking needs and desires. Therefore, we have developed a full product line of checking accounts to meet your account requirements. We believe you will find our accounts to be convenient, flexible and innovative.

The following explains specific features of each checking option to assist you in choosing the most appropriate account for your lifestyle. 

Basic Checking
bullet$50 Minimum Deposit
bulletNo Minimum Balance Requirement, No Maintenance Fees
bulletUnlimited Checkwriting Privileges
bulletDuplicate Checks/Free Check Safekeeping
bulletUnlimited Use of Walworth State Bank ATM's
bullet$5 Check Card Issuance Fee(Upon Approval), $1 per Withdrawal at Non-Walworth State Bank ATM's
Regular Checking
bullet$100 Minimum to Open
bulletNo Service Charge with $500 Average Daily Balance
bulletFree Check Card(upon approval), Unlimited Use at Walworth State Bank ATM's
bulletFour Free ATM Withdrawals at Non-Walworth State Bank Terminals, $.50 per Subsequent Withdrawal
bulletMonthly Service Charge waived for Students and Seniors
Merit Club Account
bullet$100 Minimum to Open
bulletNo Minimum Balance Requirement
bulletNo Monthly Membership Fee with $2500 or more in a Savings or Money Market Account or $5000 or more in a Certificate of Deposit (Otherwise $10 per month)
bulletFree Check Card with Unlimited Use
bulletInterest Paid Monthly
bulletInterest Rate Subject to Change
bulletAdditional Club Benefits

NOW Account

bullet$1000 Minimum to Open
bullet$10 Maintenance Fee if Balance Falls Below $1000, Fee Waived if $1500 Average Daily Balance is Maintained
bulletFree Check Card(upon approval), Unlimited Use at Walworth State Bank ATM's
bulletFour Free ATM Withdrawals at Non-Walworth State Bank Terminals, $.50 per Subsequent Withdrawal
bulletSee Rates Page for current rate
bulletInterest Paid Monthly
bulletInterest Rate is variable and could change during the account term
Business Checking
bullet$100 Minimum to Open
bullet$10.00 Monthly Maintenance Fee
bullet$.25 Per Item Charge over 75 items
bulletAverage Daily Balance of $20,000.00 or more to avoid monthly service fee

Small Business Checking

bullet$100 Minimum to Open
bulletNo Balance Requirement
bulletNo Monthly Maintenance Fee
bulletPer Item Charge of $.25 over 25 items
Business NOW
bullet$2000.00 Minimum to Open
bullet$10.00 Maintenance Fee if balance falls below $2,000.00
bulletMonthly Interest Credit
bulletSee Rates page for current rate
bulletInterest Rate is variable and could change during the account term
bulletEligibility restricted to Sole Proprietor and Non-Profit entities

To open a Checking Account today, please visit one of our locations or contact the bank to speak with an Account Representative.

 

 

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Walworth 262-275-6154 | Delavan 262-728-4203
Elkhorn 262-743-2223 | Williams Bay 262-245-9915
Telephone Banking 1-800-236-6154

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