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At Walworth State Bank, we understand that each of our customers has different checking needs and desires. Therefore, we have developed a full product line of checking accounts to meet your account requirements. We believe you will find our accounts to be convenient, flexible and innovative.
The following explains specific features of each checking option to assist you in choosing the most appropriate account for your lifestyle.
Basic Checking
 | $50 Minimum Deposit |
| No Minimum Balance Requirement, No Maintenance Fees |
| Unlimited Checkwriting Privileges |
| Duplicate Checks/Free Check Safekeeping |
| Unlimited Use of Walworth State Bank ATM's |
| $5 Check Card Issuance Fee(Upon Approval), $1 per Withdrawal at Non-Walworth State Bank ATM's |
| $100 Minimum to Open |
| No Service Charge with $500 Average Daily Balance |
| Free Check Card(upon approval), Unlimited Use at Walworth State Bank ATM's |
| Four Free ATM Withdrawals at Non-Walworth State Bank Terminals, $.50 per Subsequent Withdrawal |
| Monthly Service Charge waived for Students and Seniors |
| $100 Minimum to Open |
| No Minimum Balance Requirement |
| No Monthly Membership Fee with $2500 or more in a Savings or Money Market Account or $5000 or more in a Certificate of Deposit (Otherwise $10 per month) |
| Free Check Card with Unlimited Use |
| Interest Paid Monthly |
| Interest Rate Subject to Change |
| Additional Club Benefits |
NOW Account
| $1000 Minimum to Open |
| $10 Maintenance Fee if Balance Falls Below $1000, Fee Waived if $1500 Average Daily Balance is Maintained |
| Free Check Card(upon approval), Unlimited Use at Walworth State Bank ATM's |
| Four Free ATM Withdrawals at Non-Walworth State Bank Terminals, $.50 per Subsequent Withdrawal |
| See Rates Page for current rate |
| Interest Paid Monthly |
| Interest Rate is variable and could change during the
account term |
| $100 Minimum to Open |
| $10.00 Monthly Maintenance Fee |
| $.25 Per Item Charge over 75 items |
| Average Daily Balance of $20,000.00 or more to avoid monthly service fee |
Small Business Checking
| $100 Minimum to Open |
| No Balance Requirement |
| No Monthly Maintenance Fee |
| Per Item Charge of $.25 over 25 items |
| $2000.00 Minimum to Open |
| $10.00 Maintenance Fee if balance falls below $2,000.00 |
| Monthly Interest Credit |
| See Rates page for current rate |
| Interest Rate is variable and could change during the account term |
| Eligibility restricted to Sole Proprietor and Non-Profit entities |
To open a Checking Account today, please visit one of our locations or contact the bank to speak with an Account Representative.
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